Annuities can provide tax deferral, allowing the money to compound faster over time. Later you have the option to turn all or part of these assets into a stream of income that is guaranteed for life, This prevents the possibility of running out of money later in life. Annuities can also help with estate planning, avoiding probate court and lawyer fees.

Annuities can provide special features, like a Guaranteed Minimum Withdraw Benefits. This allows you to get back the original amount put into the annuity even if the investments lose value. Step up option may also be available as the annuity grows over time.

The Guaranteed Minimum Death Benefit allows you to invest the money inside the annuity, with a guarantee that your beneficiary will receive at least what was invested even if the annuity should lose value.

Why Arca Archa?

As an Independent Advisory service we are not restricted to using one or two annuity carriers. We can use many annuity companies and let them fight for the business, providing you with the best costs and options available.

Other benefits we can provide are low cost No-load annuities, we receive no commission allowing us to be objective in our recommendations and reducing your costs. Also, we use annuities that have no surrender fees that lock you in for years and have low cost investment options that allow you to avoid transaction costs.